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<p>
Hey Marcus,<br>
<br>
Here's a frustrating reality: the average credit card APR is now over 20%. That means for every $10,000 in revolving debt, you're handing over $2,000+ a year just in interest.<br>
<br>
The good news is, if you've built equity in your home, you don't have to keep playing that game.<br>
<br>
Depending on your situation, options like a <b><a alias="cash-out refinance" conversion="false" data-linkto="https://" href="https://umortgage.com/loan-products/cash-out-refinance" style="color:#7549ea;text-decoration:underline;" title="cash-out refinance">cash-out refinance</a></b> or a <b><a alias="HELOC (Home Equity Line of Credit)" conversion="false" data-linkto="https://" href="https://umortgage.com/loan-products/HELOC" style="color:#7549EA;text-decoration:underline;" title="HELOC (Home Equity Line of Credit)">HELOC (Home Equity Line of Credit)</a></b> can let you use the equity you've built in your home to pay off that high-interest debt, potentially saving you hundreds of dollars every single month.<br>
<br>
I wrote up a breakdown of both strategies so you can see exactly how they work and decide if either one makes sense for your situation. <b><a alias="Read this blog to learn more about consolidating debt with your home equity." conversion="false" data-linkto="https://" href="https://umortgage.com/blog/post/how-to-consolidate-debt-with-home-equity" style="color:#7549ea;text-decoration:underline;" title="Read this blog to learn more about consolidating debt with your home equity.">Read this blog to learn more about consolidating debt with your home equity.</a></b><br>
<br>
If you want me to run the numbers to see what your options look like, feel free to give me a call or reply to this email to set up some time to talk.</p></div></td></tr></table>
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"UMortgage LLC d/b/a UMortgage | NMLS # 1457759 | 100 N 18th Street STE 1400, Philadelphia, PA 19103. For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. Subject to borrower credit and approval. Some exclusions may apply. Equal Housing Opportunity, 2024 All Rights Reserved. | <a alias="https://www.nmlsconsumeraccess.org/" conversion="false" data-linkto="https://" href="https://www.nmlsconsumeraccess.org/" style="text-decoration:none;" title="https://www.nmlsconsumeraccess.org/">https://www.nmlsconsumeraccess.org/</a>"</div></td></tr></table></td></tr></table><table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"><span style="font-size:10px;"><a alias="Manage Subscriptions" conversion="false" data-linkto="other" href="#" style="color:#7549ea;text-decoration:underline;" title=""><span style="color:#7549ea;">Manage Subscriptions</span></a><span style="color:#7549ea;"> | </span><a alias="Update Profile" conversion="false" data-linkto="other" href="#" style="color:#7549ea;text-decoration:underline;" title=""><span style="color:#7549ea;">Unsubscribe</span></a></span><br>
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<font color="#444444" face="verdana" size="1">This email was sent by: <b>UMortgage LLC</b><br>
100 N 18th Street STE 1400 Philadelphia, PA, 19103, United States</font><br>
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