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 <p>

  Hey Marcus,<br>

  <br>

  I just got a <b><a alias="new home equity program" conversion="false" data-linkto="https://" href="https://www.umortgage.com/loan-products/aven-heloc" style="color:#7549ea;text-decoration:underline;" title="new home equity program">new home equity program</a></b> that&rsquo;s perfect for home reno projects or debt consolidation - perfect timing since my email earlier this month!<br>

  <br>

  It doesn't change your mortgage rate or monthly payment, AND&nbsp;it's tied to a credit card, so you can earn 2% cash back while you renovate.<br>

  <br>

  Here's how it works:</p><ul>

  <li>

   It uses your equity as a line of credit, so you can fund renovations, pay off debt, or spend it another way</li><li>

   You'll get a credit card that's tied directly to that line of credit. Every time you spend on that card, you'll get 2% cash back</li></ul><p>

  The best part? You won't have to pay nearly as much in interest as you would for a credit card, personal loan, or even some of the other HELOCs available out there.&nbsp;<br>

  <br>

  You can find more info by&nbsp;<b><a alias="Click here to learn more about it.&nbsp;" conversion="false" data-linkto="https://" href="https://www.umortgage.com/loan-products/aven-heloc" style="color:#7549ea;text-decoration:underline;" title="Click here to learn more about it.&nbsp;">clicking here</a>&nbsp;</b>and replying to this email so I can walk you through all the details.</p></div></td></tr></table>

Jordan Reese
Loan Originator · NMLS #1234567
UMortgage · (215) 555-0142
jordan.reese@example.com
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     &quot;UMortgage LLC d/b/a UMortgage | NMLS # 1457759 | 100 N 18th Street STE 1400, Philadelphia, PA 19103. For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. Subject to borrower credit and approval. Some exclusions may apply. Equal Housing Opportunity, 2024 All Rights Reserved. | <a alias="https://www.nmlsconsumeraccess.org/" conversion="false" data-linkto="https://" href="https://www.nmlsconsumeraccess.org/" style="text-decoration:none;" title="https://www.nmlsconsumeraccess.org/">https://www.nmlsconsumeraccess.org/</a>&quot;</div></td></tr></table></td></tr></table><table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"><span style="font-size:10px;"><a alias="Manage Subscriptions" conversion="false" data-linkto="other" href="#" style="color:#7549ea;text-decoration:underline;" title=""><span style="color:#7549ea;">Manage Subscriptions</span></a><span style="color:#7549ea;">&nbsp;|&nbsp;</span><a alias="Update Profile" conversion="false" data-linkto="other" href="#" style="color:#7549ea;text-decoration:underline;" title=""><span style="color:#7549ea;">Unsubscribe</span></a></span><br>

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    <font color="#444444" face="verdana" size="1">This email was sent by: <b>UMortgage LLC</b><br>

    100 N 18th Street STE 1400 Philadelphia, PA, 19103, United States</font><br>

    <br>

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